$0 Down Bankruptcy
We understand that people considering bankruptcy are having financial problems. This is why we offer a $0 down option. If you qualify, you make payments only after we file your case. Our goal is to stop garnishment and creditors from calling you immediately.
Low Attorney Fees
If declaring bankruptcy is a viable option for you, we provide payment options that can fit any budget, and many times, we can file your case with $0 down.
Free Consultation, Including Evening / Weekend Hours
Our initial consultations are free. Yet, when you leave our offices, you will feel as though you've received thousands of dollars of advice. We will discuss the immediate solutions that will stop the creditors from calling, or wage garnishment from happening.
Ryan opened the Moldovan Law Firm, PLLC to focus exclusively on bankruptcy. He finds he is most fulfilled when representing individuals and families who are under tremendous stress from their debt burdens. Representing people who are down on their luck is very gratifying to him. Being able to achieve real life-changing results for his clients is what he loves most about his work. People find themselves looking at the prospect of bankruptcy for a variety of reasons and he enjoys helping them find the best solution to their problems, even if it doesn’t mean filing bankruptcy.
Ryan has extensive experience representing both Debtors and Creditors in Chapter 7 and Chapter 13 cases. Prior to opening the Moldovan Law Firm, Ryan worked for many years at various small law firms in the metro Detroit area and gained experience in a variety of areas of law, including bankruptcy, family law, criminal defense, personal injury, and estate planning and probate. He also worked for a firm representing mortgage banks in bankruptcy court. This variety of experiences has helped shape him into the well-rounded attorney that he is today. He is able to see each person’s case from all angles and provide the best advice for their situation.
Because Ryan shows his clients how to recover through bankruptcy. In fact, many clients have said that bankruptcy was their lifeline, their path to financial recovery.
When you start over and declare bankruptcy, you get to wipe the slate clean. That terrible feeling in the pit of your stomach goes away. You start to pay your bills on time. You can even save money.
Not only does our office have fair pricing and high consumer reviews, but we also walk our clients through the process of using bankruptcy as an opportunity to start over.
Ryan has a law degree from Michigan State University, with years and years of experience in consumer bankruptcy. He has filed numerous bankruptcies and helped countless other clients settle hundreds of thousands of dollars in debt.
Ryan helps clients explore all options, including debt settlement, credit counseling and improvement, and Chapter 7 & Chapter 13 bankruptcies. Indeed, declaring bankruptcy is not for everyone — and we will be the first to tell you if you should explore other options.
If you are a candidate for bankruptcy, Ryan Moldovan, who has partnered with 7 Steps to a 720 Credit Score, will show you how to increase your credit score to 720 in just 12 to 24 months after your bankruptcy discharge or confirmation. This credit program is included in the price of the bankruptcy.